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Re: Medical Insurance - UK Members » fi

Posted by photojenny on March 29, 2003, at 5:17:59

In reply to Re: Medical Insurance - UK Members, posted by fi on March 28, 2003, at 16:29:44

> Form E111 is certainly free (you need your NI number to fill it in). I've sometimes seen warnings tho that the standard of care can be particularly basic in some countries, and you may have to pay up front. So it can be a good idea to get private medical insurance too (which can also include bringing you home, if a doctor thinks it necessary).
>
> But of course its weighing up pros and cons, and you can get a really hefty excess due to depression (even if, like me for my last holiday, the meds are just to keep you well and you hadnt had any problems for ages). I found Direct Line comparatively reasonable.
>
> The kind of insurance that companies include as part of package holidays usually excludes lot of things, including existing medical conditions. So its worth shopping around and not just taking it.


Hi Fi

Thanks for that info. I had actually forgotten all about E111 (so long since I went on holiday), and thanks for telling me the drawbacks of this. I know that Direct Line have a good reputation - I`ll give them a try.

This isn`t a package holiday, so inclusive insurance isn`t an option (in some ways it would be easier). Anyway, thanks very much for your help.

Cheers,

Anna.


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