Posted by Ted on November 12, 2002, at 12:26:29
In reply to Re: looking over therapist's/psychiatrist's shoulder » ShelliR, posted by judy1 on November 12, 2002, at 11:49:10
Hi Judy,
> I think the average insurance policy covers 20 visits/year except in CA (and other states) where they have parity for severe mental disorders- schizophrenia, bipolar, MDD, and panic I think.
I live in CA and I have what is considered by most to be "good" insurance and I will be the first to tell you it is FAR from parity with other medical coverage. Please see my above posts about INSURANCE HELL.
Now, if you do find someplace in which mental health coverage is raised to other medical coverage, please let me know. What I am afraid will happen if the congress critters in Washington meddle with mental health insurance parity is that other medical coverage will be LOWERED in quality to the current level of mental health coverage. They will have thus reached parity and by the easiest and least costly path.
I am often called a cynic, and I am just as often found correct.
Ted
poster:Ted
thread:32049
URL: http://www.dr-bob.org/babble/social/20021106/msgs/32133.html