Posted by mair on April 12, 2005, at 22:07:31
In reply to Re: We had a fight » fallsfall, posted by All Done on April 12, 2005, at 15:41:09
Laurie - I understand entirely that it's not about the money. It wasn't for me and the fact that I couldn't let go of it made me almost feel self-destructive. Like here I had found a T that I liked, and I was probably going to lose her because I got a little obsessed over the fact that I thought she was billing me improperly.
My insurance company confirmed for me that she wasn't supposed to bill me more than the co-pay on the approved amount and once my T got around to calling the insurance company, she was told the same thing. I think she was just naive. Ultimately, I agreed to pay her something in between. I guess it wasn't any more correct for her to charge me what I agreed to pay than it was for her to charge me the full difference between the approved amount and her regular hourly rate. But it did feel better to have faced the issue and reached a compromise and I appreciated the way she was willing to confront the issue with a really new patient, although again, I wasn't real impressed with her lack of understanding of how her own insurance contract worked.
These guys sign these contracts I guess because they want to be part of a network of approved providers. It does come at a cost which they are not allowed (at least by most contracts) to pass along to their patients. I think lots of T drop those contracts once they feel they no longer need the insurance referrals - that's certainly what my T did.
Let us know how it goes.
mair
poster:mair
thread:481011
URL: http://www.dr-bob.org/babble/psycho/20050409/msgs/483534.html